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<url><loc>https://prakashranjansingh.com/failed-transaction-charges-india/</loc><news:news><news:publication><news:name>Prakash Ranjan Singh</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T08:56:00+00:00</news:publication_date><news:title>“PAY TO FAIL! When Banks Start Charging Customers Even for Transactions That Never Happen – Is Customer Trust Becoming a Revenue Model?”</news:title></news:news></url>
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